Landlord MTD deadlines: Key dates to know

27.03.2025 4 min read

Landlord MTD is fast approaching. The rollout of Making Tax Digital for Income Tax (MTD for IT) is changing the way landlords report their rental income. Starting from April 2026, eligible landlords will need to follow a new, more structured process—with multiple reporting deadlines throughout the year.

In this article, we break down the key MTD for Income Tax deadlines, explain what’s due and when, and share practical tips to help landlords stay compliant and avoid penalties. The rules apply from April 2026 for landlords who qualify (read the details here).

Landlord MTD calendar illustration

What is landlord MTD?

Making Tax Digital for Income Tax (MTD for IT) is a government initiative that requires landlords (and sole traders) to keep digital records and submit updates to HMRC using compatible software. Instead of one annual tax return, landlords will need to submit quarterly updates and a Final Declaration.

MTD for Income Tax deadlines landlords must follow

Landlords will be required to meet the following MTD for Income Tax deadlines every tax year.

Quarterly update deadlines

Under landlord MTD, you must submit a summary of your rental income and expenses every quarter. These updates don’t need to be final, but they must reflect actual transactions for the period.

Quarterly submission deadlines:

  • 7th August – for 6 April to 5 July
  • 7th November – for 6 July to 5 October
  • 7th February – for 6 October to 5 January
  • 7th May – for 6 January to 5 April

Landlords can request to report using calendar quarters instead of HMRC’s default dates.

Final Declaration deadline

The Final Declaration replaces the traditional Self Assessment tax return. It confirms your total income across all sources (including property, self-employment, dividends, and interest).

🗓 Due by 31 January after the end of the tax year

What happens if you miss MTD deadlines?

Missing a deadline under MTD for Income Tax can lead to:

  • ⚠️ Late filing penalties – £200 upfront, with further penalties for continued delays
  • 💸 Interest on late payments – charged daily
  • 🧮 Points-based penalty system – HMRC tracks missed deadlines; repeated delays can trigger financial penalties

Why MTD deadlines matter for landlords

Keeping up with MTD for Income Tax deadlines isn’t just about avoiding penalties — it can improve how you manage your finances.

📊 Real-time financial insights – With quarterly updates, you get up-to-date visibility into rental income and expenses, and forecast of tax liability.

💰 Better cash flow planning – You’ll know what you owe earlier, so you can set aside funds over time.
Hammock polled 1,000 UK landlords in January 2022: 45% hadn’t set aside funds for their tax bill ahead of the 31 Jan deadline!

Top tips for staying on top of MTD deadlines

Use MTD-compatible software
Hammock, the first landlord software recognised by HMRC, tracks transactions automatically, categorises expenses, and generates updates ready for submission—saving time and reducing stress.

Set up deadline reminders
Use solutions that send automated alerts so you never miss a deadline. Hammock includes these reminders by default.

Review your records monthly
Checking transactions regularly makes quarterly submissions quick and accurate.

Join the landlord MTD pilot early
The MTD for Income Tax pilot is open to eligible landlords now. Getting started early gives you time to adapt and test your setup.
💡Top tip: Ask your accountant about the landlord MTD pilot

How Hammock helps landlords meet MTD for Income Tax deadlines

As the first landlord software recognised by HMRC, Hammock simplifies MTD for Income Tax compliance with:

🛎 Automated reminders for all key deadlines
📤 Seamless submissions to HMRC directly from the platform
📈 Real-time visibility of cash flow and tax liability throughout the year

Get ready for landlord MTD

Landlord MTD is a major shift—but with the right solutions and planning, it doesn’t have to be stressful. By keeping digital records, meeting all the MTD for Income Tax deadlines, and using software like Hammock, you can stay compliant whilst enhancing the monitoring of your property investments.

💡 Top tip: Don’t wait until 2026. Ask your accountant about their plans for landlord MTD and start organising your transition to digital records. Testing this new process early will give you a head start and make your landlord MTD journey smoother.

✅ Quick recap: MTD for Income Tax deadlines at a glance

Submission Period Deadline
Quarterly Update 1 6th April – 5th July 7th August
Quarterly Update 2 6th July – 5th October 7th November
Quarterly Update 3 6th October – 5th January 7th February
Quarterly Update 4 6th January – 5th April 7th May
Final Declaration Full tax year (all income) 31st January

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